Dbs bank address update https://list.ly/i/11078004 The last action of BIP-39 is generating the actual binary seed which is then made use of as being a grasp vital in BIP-32 deterministic wallet or working with other strategies. Not like standard wallets derived entirely from the seed phrase, passphrase-guarded wallets are hidden https://whitebookmarks.com/story20655986/bip39-bitcoin-wallet-the-smart-trick-of-bip39-word-list-github-that-no-one-is-discussing-https-x-com-tundra838554