With Australia’s financial ecosystem enforcing data transparency, delivering consumer-directed experiences is a baseline requirement for wallet apps. CDR-compliant APIs must handle: - Explicit and revocable consent management - Data minimization enforcement - AU-specific CDR schemas - Uptime and rate-limit SLAs zngx — or zngx.io — is a CDR-native API platform https://clivec849yyx5.bimmwiki.com/user